Jirav
All-in-one FP&A platform for forecasting, budgeting, reporting, and dashboarding, purpose-built for accounting and CFO advisory firms serving SMB clients.
Float
Website: floatapp.com
Float at a glance
- Best for
- Cash flow advisory for small and mid-sized clients
- Pricing model
- Per connected company, tiered by volume
- Deployment
- Cloud
- Regions
- UK, US, AU, CA
- Key integrations
- Xero, QuickBooks Online, FreeAgent
Last reviewed . Pricing and features change frequently — confirm current details with the vendor.
Float is a cash flow forecasting platform connecting to Xero, QuickBooks Online, and FreeAgent, syncing invoices, bills, and bank balances to produce forecasts that update as the underlying ledger changes.
How accounting firms use it
Cash flow is where small business advisory conversations are most likely to land, because it is the constraint owners actually feel. A profitable business that cannot pay its suppliers next month has a problem the profit and loss account does not show.
Firms use it to make that visible in advance — modelling when receivables will realistically land against when payroll, tax, and supplier payments fall due. Because the forecast is driven by commitments already recorded in the ledger, it stays current without being rebuilt, which is the failure mode of spreadsheet forecasts.
Key features
Forecasts derive from invoices, bills, and bank balances in the connected ledger, with expected payment timing adjustable per customer or supplier to reflect actual behaviour rather than stated terms.
Scenario planning holds alternative forecasts alongside the base case, so the cash effect of a decision — hiring, equipment purchase, a large customer paying late — can be shown directly.
Budget tracking compares actual cash movement against plan, and multi-currency support covers clients transacting in more than one currency.
Who it’s best for
Firms offering cash flow advisory to small and mid-sized clients, particularly those with seasonal trading, growth-driven working capital pressure, or lending covenants to monitor.
Firms needing profit forecasting, balance sheet modelling, or workforce planning should use Jirav or PlanGuru. Fathom and Spotlight Reporting include cash flow within broader reporting for firms wanting one tool.
Float FAQ
- How is Float different from a full FP&A tool?
- It forecasts cash specifically, driven by invoices and bills already in the ledger with expected payment timing applied. Full FP&A platforms model profit, balance sheet, headcount, and drivers as well. Float is narrower by design, which makes it quicker to set up and easier for a client to understand than a three-statement model they cannot interrogate.
- Does the forecast update automatically?
- Yes. As invoices and bills are recorded in the connected ledger the forecast adjusts, so it reflects current commitments rather than a position captured when the model was built. This is the main practical advantage over spreadsheet cash flow forecasts, which are accurate on the day they are prepared and degrade immediately.
- Can it model different scenarios?
- Yes. Scenarios can be held alongside the base forecast to model a delayed customer payment, a hiring decision, or a capital purchase, with the cash consequence shown against the base case. This is usually the format that gets a client to act, since it frames the decision in terms of the bank balance rather than profit.
- What are the main alternatives?
- Fathom and Spotlight Reporting include cash flow forecasting within broader reporting. Jirav and PlanGuru cover full financial modelling. Firms whose advisory work is specifically about cash — common with seasonal or growth-constrained clients — often prefer a dedicated tool over a module inside something larger.
Float Alternatives
Other budgeting & forecasting tools for accounting firms, ordered by how much of Float's functionality they cover.
LivePlan
Business planning and financial forecasting software helping accounting firms create professional plans, budgets, and projections for their clients.
PlanGuru
Budgeting, forecasting, and financial analytics software for accounting firms and business advisors to create detailed financial projections.