Ramp

Ramp is a corporate card and spend management platform that combines corporate cards with expense management, receipt matching, bill payments, and spending controls. Transactions categorise and sync to accounting software automatically.

Accounting firms recommend Ramp to clients that need real-time visibility into company spending and automated expense workflows. The platform integrates with QuickBooks, Xero, Sage, and NetSuite, flowing transactions into the general ledger with categorisation, which reduces reconciliation time at month-end. Ramp also provides spend analytics and benchmarking that firms can use in advisory conversations with clients.

Ramp competes with Brex in the corporate card and spend management space. It is best suited for mid-market and growth-stage businesses that want corporate cards with built-in expense automation. The platform has gained traction particularly among US-based companies.