Relay
Online business banking for small businesses and their accountants, with multiple checking accounts and automatic bookkeeping categorization.
Zoho Books
Website: www.zoho.com
Zoho Books is a cloud accounting application that covers invoicing, expense tracking, bank reconciliation, inventory management, and project accounting. Its main differentiator is deep integration with the broader Zoho ecosystem — CRM, Projects, Inventory, Payroll, and over 40 other Zoho apps — which makes it a natural fit for businesses already using Zoho products.
Accounting firms use Zoho Books when their clients are embedded in the Zoho ecosystem or need an affordable platform with built-in workflow automation. The platform supports custom automation rules (e.g., auto-categorize transactions, send payment reminders, trigger approval workflows) without requiring add-ons. Its accountant portal lets firms manage multiple client organizations from a single login.
Zoho Books includes multi-currency support, tax compliance features for several countries (including GST for India and Australia, VAT for the UK), and a client portal for invoice approvals and payments. It is best suited for small businesses and firms that value having accounting tightly integrated with CRM and operations tools within a single vendor.
Related Accounting Software
Wave Accounting
Free cloud accounting for small businesses with invoicing, bookkeeping, and receipt scanning — paid add-ons for payroll.
AccountingSuite
Cloud accounting platform combining general ledger, inventory management, project accounting, and time tracking in one solution for growing firms.
ZipBooks
Free cloud accounting software with invoicing, time tracking, and intelligent financial health scoring for small businesses.