Melio

Melio is a business payments platform that simplifies accounts payable for small and mid-sized businesses. It allows companies to pay vendors by bank transfer or credit card, even when the vendor only accepts checks — Melio converts the payment and mails a check on the business’s behalf.

Accounting firms use Melio to help clients modernise their AP processes and eliminate paper checks. The platform provides visibility into upcoming payment obligations and schedules, and payments sync automatically with QuickBooks and other accounting platforms to keep the books current.

Melio is best suited for small businesses that still rely on checks and want to move to digital payments without requiring their vendors to change how they receive funds. Firms managing AP for clients with higher volumes or more complex approval workflows typically use Bill.com or Plooto instead.